...that over 45% of all working-age households do not own assets in a retirement account and 80% of working households have less than one times their annual income in retirement savings!
By implementing a system that uses return stacking to enhance portfolio efficiency, applies probability of failure decision rules to optimize withdrawals, and strategically manages taxes across account types, retirees can significantly improve their financial security throughout retirement while maximizing their standard of living.
Independent Financial Planning, LLC is a Virginia registered investment advisor.