*Updated June 30, 2015* The stock market averages so far this year are having lackluster returns. As of today the S&P 500 has returned a paltry 1.25% year-to-date. Part of the reason for the overall weakness in the market is due to...
Top 5 Newlywed Money Mistakes
Realize the Roth IRA Benefit
Why Diversify?
You’ve probably heard the expression, “do not put all your eggs in one basket” and that is the heart of diversification – using multiple means to achieve your goals. In the world of investments, diversification is using multiple investments with different characteristics to achieve long-term positive results.
Selecting Life Insurance? Choose Term.
In general, I think it is smart for young people to buy 20 or 30-year term insurance. It takes care of the period where your family is most vulnerable. You get coverage when you are young and healthy, because you don’t know what tomorrow will bring. Then save and invest to build up assets to meet the needs you may have when the term policy runs out...
IFP Interviews
Earlier this year I sat down for an impromptu interview. I was asked about qualifications, my process including financial planning specifically goal discovery and retirement planning. Everyone has a question they'd like to have answered and as you know with Independent Financial Planning, the answer is going to depend...
US News Article comparing 529s
In this article I was quoted on some details regarding Virginia's prePAID 529 plan. I encourage you to read the article. I hope you will find it helpful.
What Should Be Insured?
It’s 5-29! So what is a 529 College Savings Plan?
The Big Social Security Mistake
Social Security for millions of Americans will end up being one of their largest assets if you add together all the benefits an individual will receive over his or her lifetime. So it’s unfortunate but no surprise to Independent Financial Planning that nearly half of Americans make the big mistake of taking social security benefits early.
